Your goal has to be specific so you can concentrate on achieving it. These questions will help you set the goal:

What exactly do I want to achieve?
Why is this goal important?
What resources do I have?
What are the limitations?

For example, if you want to save money, decide what you need it for: do you want a passive income, a college degree, or enough for a down payment?

If you are saving for a down payment, are you planning to live in the new apartment or rent it out? If you’re renting, maybe there are other better investment options? If you’re going to live there, where should the apartment be and what should it be like? Are you going to save alone or with someone? Do you have any extra income sources? Answer these questions and set a clear goal.

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